Number of negatives who apply for credit cards with easy approval has risen sharply

Were you already aware of this information? If so, you probably don't know why. In this article, we explain. It so happens that the criteria for requesting herecredit cards with easy approval changed a lot over time.

What does having a credit card mean to you?

Depending on your age, the answers to this question may vary.

Before the crisis that devastated the country, it was not so easy to buy anything using your card, even more so dividing it into such a high amount of installments. Nowadays it is possible to divide debts into up to 12 installments, something that was not always possible, especially considering small purchases.

Depending on your consumption habits, this flexibility in the amount of installments can be a blessing or a curse. Buying or paying for things with money you don't own is never a good thing if you don't have the value when it's charged. So, it doesn't matter how many installments you divide your account; problems will arise.

Reasons for so many opportunities

The good thing is that even when you drop the ball, opportunities keep coming. In a country with so little investment in financial education, it is natural that many people lose control of their debts. Financial institutions are aware of this, which is why today there are so many options for easy approval credit cards.

It is common sense that Brazilians are indebted. For that reason, financial institutions have to find a way to include this type of customer without losing money. Thus, even banks, which are more traditional, have made their applications more flexible in order to allow you to request cards without even going to your branch.

On the other hand, there are institutions easily lending cards even to negative people. Thus, even with a dirty name, it is possible to have a credit card. The problem is that this only makes life easier if, again speaking, consumption habits are conscious. This is all taking into account the family budget.

Currently, several negative credit cards are circulating in the market. Do you know any of them? It is worth mentioning Digio, Credicard ZERO, Nubank, Neon, Santander Free and Trigg.

To find out how the Trigg credit card application works, just access the institution's website by clicking here.

Read more:

Market receives credit card that does not consult the dirty name

Credit card with negative name and easy approval

From all this, what to conclude?

Therefore, whether you are in debt or not, invest in financial education before purchasing one (or one more) card. Even if today the offer of credit cards with easy approval is much greater, this does not mean that you need to have one if you do not know how to use it. In fact, it means you shouldn't have one. So educate yourself first!