Credit cards for people with dirty names start to become a reality

Yes, what you read is true! In Brazil, the number of companies that are ceding credit cards for people with dirty names. In this article, we tell you why and also how to apply for one.

This change happens for several reasons. No matter how risky it is to give in debt cards, at some point, eventually, it is possible that part of these customers will pay their debts with very high interest rates. This charge is somehow interesting, since nowadays the latest trend is to have cards with zero annuity.

If that's the case and today we don't pay anything (not even shipping!) to have a card, how would companies profit? Interest paid due to default is a sizable part of that answer. If these customers had a small limit, on top of that, the financial gain with interest could reach an amount even greater than the person's original debt.

Thus, it is evident how much these institutions can gain from their lack of control or financial education. So, if you're thinking of getting credit cards for people with dirty names It is important to keep in mind that the habit of buying without having the money to pay needs to be eliminated.

On the other hand, don't see this as a strategy for banks to make more money, since if you spend it consciously, the benefit is yours. With proof of income or starting with a small limit, it is perfectly possible to have a card that helps balance your finances.

Currently, several negative credit cards are circulating in the market. Do you know any of them? It is worth mentioning Credicard ZERO, Nubank, Santander and Unibanco.

To find out how the Unibanco credit card application works, just access the institution's website by clicking here.

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How do I get my credit cards?

To get yours, just be specific in your search. You don't even need to leave the house for this!

Type it "credit cards for people with dirty names” on your trusted search engine. Then, consult the hiring information on the websites of the companies that catch your attention. After choosing one, follow the instructions and wait for yours to arrive. It is not convenient?