How to know if your name is dirty?

Having a dirty name is a problem for most Brazilians, who had financial problems and were unable to comply with payments.

And this makes it impossible for the person to get financing, loans and other business opportunities, since the dirty name indicates to banks and companies that you were not a good payer.

But sometimes we only know that we have a negative name when we are going to make a purchase, causing embarrassment and doubt.

However, it is possible to know if your name is dirty in a simple way, through 3 websites that will help you to carry out a simple query, in order to let the consumer go after the debt, solving the financial pendencies.

3 sites to know if your name is dirty

See below 3 sites that make it available to the consumer to know if their name is dirty.

1. Serasa

On the Serasa Experian website, it is possible to make a consultation using the CPF, free of charge.

To do this, just follow the steps below:

• Access the portal Serasa Consumer;
• Then click on “Consult debts”;
• Then register with your personal data;
• In the next phase, create a password;
• Confirm the email and see if everything is OK;
• With the registration completed, return to the website, log in and enter the “Pendências” panel to see the information.

The good thing about this site is that it indicates to consumers all the debt information, such as amounts, due date for possible negotiation, etc.

2. SCPC

Another option to find out if your name is dirty is through the website Positive Consumer, from SCPC.

Just like on the Serasa website, you need to register with your CPF, personal data, email and a password.

After registering, just click on the “Debts” option, where the consumer will be able to access visible and invisible debts, knowing exactly the outstanding amount, also having access to returned checks and protests.

Read too:

Emergency Aid: Find out more details about the government benefit

How to consult the FGTS with the CPF

3. SPC Brazil

And the last way to find out if your name is dirty is on the SPC Brasil website, the difference to the others above is that in this case you need to pay a fee of R$ 9.90 to access the amount of the debt.

Also, it is necessary to register, where the consumer will then have access to information on all outstanding debts, such as protests, returned checks and other types of overdue accounts that left the name negative.