How to control personal expenses and not end the month without money

People often say that money does not buy happiness. But if you know how to use it to your advantage, money can be a great tool for achieving the life you dream of. To know how to control personal expenses and not ending the month without money is a good start.

Organization and planning are the first steps to controlling your budget. Put your monthly income on paper and then your essential expenses.

It is important to highlight that “essential” are those expenses directly linked to your survival as a human being (eg housing, food, health, etc.). As primitive as it may sound, it is necessary to make this distinction. Bearing in mind the capitalist society we live in, we often throw money away with futile things that we think are necessary.

Once you've already determined your essential expenses, you can allocate part of what's left to make an investment. Let it be R$ 100.00 per month, the important thing is to make a continuous investment so that you have good results in the long term.

Now yes, you can decide how to use the rest of your income. With a calendar, plan your activities and expenses: a family outing, a party with friends, a new outfit... Also, reserve a part for emergencies and spontaneous events.

To know how to control personal expenses and not end the month without money, you need to know how to adapt your life to your income. A lot of people go into the red because they spend more than they can on non-essential things.

You are responsible for creating the life you want. This often involves weighing options and making decisions. That is, among the most diverse possibilities of spending your money, you need to choose what is most important to you and your family.

Read more:

Tips to save your salary and spend the whole month with money

How to save money on food: Important tips for everyday life

In theory, you learned how to control personal expenses and not end the month without money. Now it's time to put these steps into practice and enjoy life with more tranquility and well-being.